1. Loan Preferences
What is the purpose of your loan? Please Choose One Purchase of a new home I have not yet identified Purchase of a new home I have identified Refinance my existing mortgage balance only Refinance my existing mortgage and add closing costs to loan amount Refinance my existing mortgage taking cash out Refinance my existing mortgage combining a 1st and 2nd mortgage Refinance my 1st mortgage and leave my 2nd Mortgage/home equity loan intact Home equity loan Home improvement loan Second mortgage Debt consolidation loan
Select your preferred mortgage product: Please Choose One 30 Year Fixed Rate 25 Year Fixed Rate 20 Year Fixed Rate 15 Year Fixed Rate 10 Year Fixed Rate 1 Year Adjustable Rate 3/1 Year Adjustable Rate 5/1 Year Adjustable Rate 7/1 Year Adjustable Rate 10/1 Year Adjustable Rate 5 Year Balloon 7 Year Balloon
What is the approximate loan amount you wish to borrow? $
What is the purchase price of home or approximate value for a refinance? $
If purchasing a new home you have identified, when is the closing date?
2. Credit
Please rate your credit: Please Choose One Perfect - always pay debts on time Near Perfect - some late payments over 4 years ago Very Good - some late payments over 2 years ago Good - some late payments over 1 year ago OK - some late payments within past year Poor - many recent late payments Horrible - everything is currently late Currently in bankruptcy
Have you ever had a bankruptcy? Choose one Never have had a bankruptcy or over 10 years since BK discharge Bankruptcy discharged over 4 years ago Bankruptcy discharged over 2 years ago Bankruptcy discharged over 1 year ago Bankruptcy discharged less than 1 year ago Currently in bankruptcy
3. Assets & Liabilities
If you are purchasing a new home, please tell us your source of down payment.
Assets
Approximate total liquid assets: $
Total gift funds you will be receiving (if applicable): $
Total proceeds from sale of home (if applicable): $
Liabilities
Minimum monthly credit card payment: $
Total monthly installment debts (car loans, student loans, personal loans): $
Balance of current mortgage (primary residence): $
Current mortgage payment: $
Alimony/Child Support/Maintenance: $
5. Property
Where is the subject property located (if known):
Street address:
City:
State: AL AK AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VT VA WA WI WV WY
Zip:
Property type: Choose one 1 Family 2 Family 3 Family 4 Family Condo Coop Single Wide Double Wide Modular Land Commercial
Occupancy: Choose One Primary Residence Vacation (Second home) Investment
7. Comments
Questions and comments:
(Erase all fields and start over)
Submit loan application for processing after answering as many questions as possible. If you cannot answer all questions, submit a partially completed form and we will assist you once we receive your information.
You are not obligated to accept this loan even if your application is approved.